AMEX Waives Annual Fees For Military Members & Spouses On All Their Credit Cards-Including Their Exclusive Platinum Card® Offering Huge Perks!
Did you know that American Express Waives the Annual Fee on All their Credit Cards for Military Members and their spouses? This is true for all their credit cards but it is most valuable on The Platinum Card® from American Express, this card has a ton of amazing perks with a whopping annual fee of $895. Below we are going to highlight how you go about getting the AMEX annual fee waived and the benefits of The Platinum Card®.
AMEX waives the annual fee due to an act called The Servicemembers Civil Relief Act (SCRA), formerly known as the Soldiers’ and Sailors’ Civil Relief Act (SSCRA), which is a federal law that provides protections to individuals in military service. Many of these protections are focused around interest rates and fees. American Express took it upon themselves to take this Act one step further by eliminating the Annual Fees for Military Members and Spouses on all their credit cards. Kudos to AMEX! Let’s dig deeper into this protection ACT and how to go about getting your annual fee waived.
Servicemembers Civil Relief Act (SCRA) eligibility:
- Any member of the U.S. Armed Forces on active duty (Army, Navy, Air Force, Marine Corps and Coast Guard) or a reserve component called to active duty (Reserve, National Guard, and Air National Guard).
- National Guard personnel under a call or order to active duty for more than 30 consecutive days (for purposes of responding to a national emergency declared by the President and supported by federal funds).
- Public Health Service and National Oceanic and Atmospheric Administration Commissioned Officers.
- U.S. citizens serving with the forces of a nation with which U.S. is allied in the prosecution of a war or military action.
- Spouses of active duty Servicemembers listed above where credit is extended to a Servicemember and spouse jointly.
Requesting Servicemembers Civil Relief Act (SCRA) benefits for AMEX:
Online
Submitting your request online is the fastest way to request SCRA benefits. You may also submit any relevant documents through the Document Center: this includes paperwork establishing active duty, such as documentation prepared exclusively by a branch of the military, the Department of Defense or your commanding officer which indicates that you are on active duty (e.g., active duty orders, change of station orders, DD-214 forms, letters from commanding officers, etc.).
Please note that SCRA benefits can only be requested online if the Card account you’ve selected is enrolled in American Express Online Services. If it is not, you may enroll your Card now.
Phone
Call the number on the back of your Card or 1-800-253-1720 to submit a request. If you are outside the United States, you can call us collect at 1-336-393-1111.
Fax
Fax documents establishing your active duty to 623-444-3000. Please make sure to include the applicable American Express Account numbers.
Mail
Send a copy of documents establishing your active duty to: American Express, Attn: Servicemembers Civil Relief Act, PO Box 981535, El Paso, TX 79998-1535. Please make sure to include the applicable American Express Account numbers.
SCRA benefit review process:
We will determine eligibility and confirm active duty by reviewing any military documents provided and by checking the Department of Defense Manpower Data Center (DMDC) website. If we are unable to confirm active duty, we will send you a written request to obtain a copy of acceptable military documents. You will receive a response within 60 days regarding the status of your request.
SCRA benefit removal process:
If you would like to have SCRA benefits removed from your account, you may contact us via the same methods above.
**PERKS**THE PLATINUM CARD® FROM AMERICAN EXPRESS
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$850+ in value with The Global Lounge Collection
Over $850 of annual value with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.‡
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Up to $600 Hotel Credit
Statement credits up to $300 semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through Amex Travel. The Hotel Collection requires a minimum two-night stay.‡
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Up to $200 Uber Cash
Add your Card to your Uber account and pay for rides or orders in the U.S. with an Amex Card to get $15 in Uber Cash monthly, plus a $20 bonus in December.‡
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Up to $120 Uber One Credit
Statement credits per calendar year after you purchase an auto-renewing Uber One membership. Terms Apply.‡
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Up to $200 Airline Fee Credit
Statement credits per calendar year for incidental fees charged by your one selected qualifying airline.‡
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$550+ in value with Fine Hotels + Resorts®
Unlock a complimentary suite of benefits worth an average total value of $550* per stay when you book Fine Hotels + Resorts through Amex Travel.‡
*Average value based on 2024 bookings for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. -
Up to $209 CLEAR® Plus Credit
Statement credits per calendar year for an auto-renewing CLEAR Plus Membership, excluding taxes and fees.‡
Dining & Entertainment Benefits
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Up to $400 Resy Credit
Statement credits up to $100 quarterly when you make eligible purchases at U.S. Resy restaurants. Enrollment required.‡
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Up to $300 Digital Entertainment Credit
Statement credits earned monthly of up to $25 on eligible purchases at participating partners. Enrollment required.‡
Shopping & Wellness Benefits
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Up to $300 lululemon Credit
Statement credits up to $75 quarterly for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.‡
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Up to $155 Walmart+ Credit
Statement credit for one auto-renewing monthly Walmart+ membership, up to $12.95 monthly plus applicable taxes.‡
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Up to $100 Shop Saks Credit
Statement credits up to $50 semi-annually for purchases made at Saks Fifth Avenue or saks.com. Enrollment required.‡
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I was sold at the Lounge Access and UBER credits. I was also told that you don’t have to actually spend any money on this card to enjoy these perks. Of course, unless you want to take advantage of the welcome offer.
If you would like to look into any of the other AMEX cards you can view all 17 cards and compare them here.
FYI: this post is not sponsored….just sharing a great offer for the military community that you may not have known about 🙂
